Friday the 13th seems like a great day to talk about travel safety and your personal finance. After all, I can’t think of a more superstitious day, full of Murphy’s Law coincidence and the certainty that something bad is going to happen. But optimist that I am, with a little forethought and planning, your summer vacation doesn’t have to be unlucky at all. Mid-July means summer is in full swing and for many families, now is the time to get away. Time at the beach, a reunion, or a visit to a favorite national park, all across the country, families are on the move to relax and have some fun. But what about travel safety? From preparing your home before you leave to how to how to handle keeping your personal items safe while you are gone, the list is long of unexpected pitfalls you might not ever consider. When it comes to finance, these are my top tips for travel safety and a worry free summer vacation:
1. Debit Card: Consider leaving it at home in your safe or safe deposit box or simply not using it at all. Every time you use a debit card, you are potentially exposing yourself to identity theft. While on vacation, you could find yourself needing cash in unlikely locations where your information could be stolen without your knowing. If you must take it, just like at home, use it at your own bank’s ATM first and monitor it closely to insure its not being used without your knowledge.
2. Cash: We are huge fans of paying with cash for all things. Because you are traveling you never know when you might have an expense that can only be paid for in cash. Examples might be paying for tickets at a carnival or special event, buying lunch on the beach, or using a gas pump in a small town convenience store. Keep a reasonable amount of cash on hand but not just on one wallet, making sure that if something does get stolen, you haven’t lost your entire stash.
3. Gift Cards: This has become my favorite solution. Prior to departure, purchase gift cards to use for different expenses. Think souvenirs, meals, and special activities where having a gift card towards the expense will make all the difference. Label each with a permanent marker and keep a tally of the balance as you use it each time. Its a perfect way to spread the wealth AND stay on budget all in one.
For the past few months I’ve been honored to participate as a kidSure® Ambassador thanks to Identity Guard® and Global Influence. I’ve learned so much about Identity Theft and why its more important than ever to monitor not only your own information but that of your children as well. Staying constantly connected easier than ever but it also means there are more opportunities than ever for your identity to be stolen and your future compromised. Having Identity Guard® has taken the worry out of wondering and this summer, if anything happens that might compromise my identity, I’ll be the first to know.
So tell me…
What kinds of travel safety measures do you take when it comes to
personal finance and summer vacation?
Thanks for stopping by ~ we’ll see you next time!
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