If you are like me, a holiday budget is my compass. It tells me exactly what to do without challenging my resources, letting me enjoy the spirit of the season without a single regret. In the midst of all this spending, now is a great time to to think your household budget and how to get organized for the New Year taking your focus from how you are spending your time to making provision for the necessary resources to get where you are going. In our GO MOM! DIY Planner we’ve got 3 tools that lay the foundation for your budgeting success.
Whether you use our form or an online service of some kind, a budget is as much a road map about how you are going to get there as the calendar is telling you where you need to be. So take time now, while you are dealing with all your holiday budget issues, take time now to set your compass for the new year with a budget in place when you arrive to that very first day of the year. You want to show up ready with game on to say I am in control of my money. My money is not in control of me.
Organized Expenses is the only way you are going to know where that money is going so that you can tell it where its supposed to go. Keep this sheet in a handy location and simply enter them in at the end of each day ~ easy and done!
One of the most obvious places for every Mom is managing your grocery bill. We’ve got a great Grocery Planner for you designed to help you keep track of all the things you need to buy and any coupons too. The real goal here is to challenge yourself in the coming year that as you are saving money on your grocery bill every week by using a list and coupons, whatever your savings is, you write a check to your savings account for that saved amount. How awesome would that be? Can you say vacation!
No matter how busy your holiday calendar might be, NOW is the time to think about finances. Starting the New Year with a realistic budget in hand is liberating and just makes good sense. I hope you join me in the challenge to work through a budget. I look forward to seeing you next time and tell me…
Have you worked on your 2014 budget yet?
This post is part of a 4 Part Series that references key resources and tools found in our very own DIY GO MOM! Planner. If you love a personalized DIY solution, you’ll love our planner ~ check out our DIY Planner Pinterest Board and you’ll find out why! Thanks so much for stopping by ~ see you next time!